The purpose of this study was to submit the last years’ particularities of the hungarian
economical supports in ventures’ improvements of competitiveness, representing through the
transcarpathian business environment and a specific sector (credit unions). In the period when
the study was being carried out there were not such statistic data at service as the efficiency
of the supports could have been shown precisely, but in virtue of the first years’ experiences
those deviances and elements (which need minor corrections) have been clarified which can improve the plans’ fulfilment. On the other hand – which means the central point of the study –
the authors’ realization is over the non-refundable aids to grant micro or so called co-operative
credits which makes independent the economics’ process of quickening, which can give a longterm
insurance to the capitalization’s enhancement of the micro-, small- and medium-sized
enterprises (ventures). For this a good tool can be the resurrection of the credit union system and
the improvement of the infiltration to our economical system, which is widespread in Ukraine,
endemic in Transcarpathia but not peculiar in our hungarian region nowadays. The system’s
estimate of situation and the principle proposal for the future is drafted in this study.