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  • ARE AGRICULTURAL EXTENSION SERVICES ACCESSIBLE TO GHANAIAN FARMERS? PROBABILITIES AND EXPECTATIONS FROM CORNER SOLUTION RESPONSES
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    Agricultural extension services play a vital role in Ghana’s vegetable sector modernization and growth agenda. The Government of Ghana has made efforts to enhance extension delivery by improving the Agricultural Extension Agent (AEA)-farmer ratio from 1:1,906 in 2016 to 1:709 in 2020. However, access to extension services remains limited, raising concerns about their reach and effectiveness. This study examines the socio-economic factors influencing farmers’ access to extension services in Ghana, focusing on the role of credit, farmer-based organizations (FBOs), and experience. Specifically, it analyzes the determinants of access using the Tobit model to predict probabilities and expectations associated with corner solution responses. Cross-sectional data were collected from 400 vegetable farmers across selected regions of Ghana. Findings revealed that, on average, a randomly selected vegetable farmer had about a 33% probability of accessing extension services. Key socio-economic factors influencing access included credit availability, FBO membership, household size, and farming experience. The study recommends strengthening and expanding FBOs to improve access, enhancing collaboration between government and financial institutions to facilitate credit, and providing adequate logistical and operational support to district extension directorates to ensure timely and effective service delivery across Ghana.

  • GENDER-BASED FINANCIAL ACCESS IN LIBERIA'S FISHING INDUSTRY
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    209

    One essential component of the competitive operation of the fishing industry is the availability of finance. Access to finance is an important issue, but women's access to finance is more critical than men's. The study's objective is to emphasize gendered experiences with financial need, access to and selection of financial services, and service providers among Liberian actors in the fish industry. The study collected and analyzed data using a cross-sectional design. The research used primary data collection methods. Workers in Liberia's artisanal fishing value chain, both men and women, were the main population of interest. Respondents were chosen for the study using a two-stage sampling technique. Purposive sample of counties and random sampling of respondents were the two components of the two-stage sampling strategy. For the study, 278 men and women fish actors were selected as respondents using the random sampling technique. This study employed quantitative methodologies for data collection. From the findings, access to financial products is generally limited for fish actors. Nonetheless, some financial services and products are exclusive to either gender. Commercial banks are more accessible to men than to women. Because of their low income and educational attainment, women have limited access to commercial banks. 

  • KNOWLEDGE AND PERCEPTION OF LIBERIAN AGRIBUSINESSES IN THE AFRICAN CONTINENTAL FREE TRADE AREA (AfCFTA)
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    318

    Liberia has signed and ratified AfCFTA and is pending deposit with the African Union Commission. The objective of the paper thus is to examine the knowledge, and perception of Liberian agribusinesses on AfCFTA. The primary data were obtained from four (4) main categories of stakeholders in Liberia’s economic growth and development. They included (i) agribusiness enterprises/agricultural micro-small- and medium-sized enterprises operating in Monrovia; (ii) apex business entities/associations; (iii) government actors and (iv) partnerships in trade and development in Liberia. Findings from engagements with agribusinesses revealed that even though few respondents had a fair understanding of the Rules of Origin protocol, central to trading under AfCFTA, most of the respondents knew or had heard about the AfCFTA and mostly associated AfCFTA with creating one African market. Concentration on AfCFTA in Liberia should not only be on the removal of tariffs as the removal of tariffs is perceived by agribusiness as bad.

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