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• The Effect of the Economic Crisis on Income Poverty in the Southern Great Plain Region

  61-75

  Eszter Siposne Nandori

  Views:

  118

  The paper examines the effect of the economic crisis and the related negative economic phenomena on the income poverty of those living in the Southern Great Plain region. The regional income poverty is examined using the poverty measures based on the income data of workers and wage earners. I then analyse how economic performance affects poverty measures. The analysis proves that not only the economic growth of the given county, but also the economic performance of the neighbouring counties have an effect on the poverty rate. Economic growth, however, is not enough to reduce the depth of poverty; therefore other measures to improve the conditions of the poor are also required. In the end, the spatial autocorrelation is examined in the Southern Great Plain region.

  Journal of Economic Literature (JEL) classification: I32, R12

• The Actual Experiences of SME Lending

  70-96

  Zsolt Zsombori

  Views:

  270

  This paper is intended to show the quantitative research results of an actual survey conducted within 82 active SMEs in Borsod-Abaúj-Zemplén County. The sample of participants was selected by a two-step combined sampling method resulting in a nonrepresentative, but still useable data collection. The survey especially focused on identifying and ranking SME pressing factors, identifying and ranking credit prohibiting factors from the viewpoint of SMEs, identifying the actual financial preferences of SMEs with special attention to subsidized credits and non-refundable subsidies. It gives actuality to most of the aforementioned questions that currently even the Central Bank of Hungary pays attention to boost the crediting activity by its Funding for Growth Schemes (FGS).

  Journal of Economic Literature (JEL) codes: G30, G32, G39